Frequently Asked Questions About Sacramento Personal Injury Cases
How much is my personal injury case worth?
Case value depends on the severity and permanence of your injuries, your medical expenses and lost income, the strength of liability evidence, available insurance coverage, and the extent of any contested comparative fault. We will not give you a number based on a phone call. We will give you an honest assessment after reviewing the medical records, police report, and available evidence. Be skeptical of any attorney who promises a specific dollar figure early in the process. Realistic case valuation is the product of investigation, medical documentation, and expert work, not a sales pitch.
How much does it cost to hire Arnold Law Firm?
Nothing up front. We handle personal injury cases on a contingency fee basis. You pay nothing unless we recover compensation for you. The fee is a percentage of the recovery, agreed in writing at the outset, with no out-of-pocket cost to you during the case. Your initial case evaluation is free.
How long do I have to file a personal injury lawsuit in California?
Most California personal injury claims must be filed within two years of the date of injury under Code of Civil Procedure §335.1. If a government entity is potentially responsible, a written government claim must be presented within six months of the date of injury under Cal. Gov. Code §911.2. Some categories of personal injury (medical malpractice in particular) have different deadlines. Acting early matters not just for the deadline but for the case-building investigation that affects case value.
Should I accept the early settlement offer from the insurance company?
Almost certainly not without an attorney reviewing it first. Early offers in personal injury cases are systematically low. The adjuster is betting that you will accept an offer that closes the file before the full extent of your injuries and damages becomes documented. Once you sign a release, the case is over. The cost of letting an attorney evaluate the offer is zero if you are working on contingency, and the upside is often substantial.
Can I still recover if I was partially at fault?
Yes. California uses pure comparative negligence. Your recovery is reduced by your percentage of fault but is not barred regardless of that percentage. Even a plaintiff found 50, 60, or 70 percent at fault recovers something from the other parties’ share of fault. Defense lawyers will press hard for high comparative fault findings, and pushing back is part of what we do.
The at-fault driver had only minimum insurance. What can I do?
California’s minimum auto liability coverage requirements increased effective January 1, 2025 to $30,000 per person, $60,000 per accident, and $15,000 in property damage under Vehicle Code §16451. Even at the new levels, the minimum coverage is often inadequate for serious personal injury. Your own underinsured motorist (UIM) coverage may be available to bridge the gap, and stacking of multiple UM/UIM policies is sometimes possible. Other potentially liable parties (vehicle owner, employer if the driver was on company business, separately negligent third party) may also provide recovery.
The at-fault party fled the scene. Can I still recover?
Yes, in most cases. Your own uninsured motorist (UM) coverage under Insurance Code §11580.2 typically provides bodily injury coverage when the at-fault driver was uninsured or fled. UM hit-and-run claims for bodily injury require actual physical contact between you and the unidentified vehicle, a police report within 24 hours, and a sworn statement to your insurer within 30 days. The deadlines are strict, so report immediately and consult an attorney.
What if a public entity is responsible (city, county, Caltrans, school district)?
Cases against public entities are subject to special procedural rules under the California Government Claims Act. You must present a written government claim to the responsible entity within six months of the date of injury under Cal. Gov. Code §911.2. Missing this deadline almost always bars the case. If you suspect a public entity may bear some responsibility (a dangerous road condition, an unsafe sidewalk, a government employee’s negligence), call an attorney immediately.
Do I have to go to court?
Most personal injury cases settle without trial. A small percentage proceed to trial when settlement value cannot be agreed. Settlement-focused negotiation is generally preferable for clients because it is faster and avoids the inherent uncertainty of jury trials, but we never recommend accepting a settlement that does not reflect what the case is reasonably worth. Where the case has to be tried, we try it.
How long does a personal injury case take?
Cases with clear liability and adequate insurance coverage can sometimes resolve within several months of a properly assembled demand. Cases involving multiple defendants, contested liability, or government claim procedures generally take longer. If we file suit in Sacramento County Superior Court, the typical litigation timeline is 12 to 24 months from filing to resolution, though catastrophic or contested cases may take longer. We will give you a realistic timeline assessment at the outset of representation.
Sacramento Areas We Serve
Arnold Law Firm represents personal injury clients throughout the Sacramento region, including downtown Sacramento, Midtown, Natomas, North Sacramento, South Sacramento, Rancho Cordova, and Elk Grove, as well as surrounding cities including Roseville, Rocklin, Folsom, Citrus Heights, West Sacramento, and Davis. We handle personal injury cases arising from motor vehicle crashes on the major Sacramento freeways and surface streets, falls and dangerous conditions at properties throughout the region, workplace and industrial incidents, medical events at area hospitals and clinics, nursing home and elder care facility injuries, and other incidents wherever they occur in the Sacramento Valley.
Contact Our Sacramento Personal Injury Lawyers Today
If you or a family member has been injured because of someone else’s negligence or wrongdoing, time matters. Surveillance footage at adjacent businesses is typically overwritten within days or weeks. Witnesses scatter. Adjusters move quickly to lock in early statements. If a public entity is potentially involved, the six-month government claim deadline is already running. Call Arnold Law Firm at (916) 777-7777 for a free, no-obligation case evaluation. We will review the facts, explain your options in plain language, and tell you honestly whether we believe we can help.
We work on a contingency fee basis. You pay nothing unless we recover compensation for you.