Cornerstone National Insurance Company Data Breach

Posted on behalf of Arnold Law Firm in
NOTICE: If you received a NOTICE OF DATA BREACH letter from Cornerstone National Insurance Company, contact the Arnold Law Firm at 916-777-7777 to discuss your legal options, or submit a confidential Case Evaluation form here.
cornerstone data breach You may have no relation to Cornerstone National Insurance Co., but if you received a Notice from them it is NOT a scam. On November 29, 2021, Cornerstone National Insurance Company (“Cornerstone”) “became aware that an unauthorized third party gained access to certain agent user accounts and leveraged this access to run unauthorized searches in the subscription databases.” The notice does not state when the data breach occurred, only that Cornerstone “became aware” of the data breach on November 29, 2021, and it completed its investigation on July 6, 2022. Once it “became aware” of the data breach, Cornerstone claims it “moved forward with a comprehensive analysis into the extent of the unauthorized activity.” On or about August 4, 2022, Cornerstone began notifying consumers of the data breach by sending “Notice of Data Security Incident” letters. Cornerstone Insurance is a Missouri corporation that provides home and automobile insurance in Oklahoma, Illinois, Tennessee, Arkansas, Kansas, and Missouri. The data of over 232,391 individuals was compromised by this data breach. If you received a data breach letter from Cornerstone, you were impacted by the data breach.

WHAT INFORMATION IS INVOLVED?

According to Cornerstone, the following information was exposed:
  • First name
  • Last Name
  • Driver’s License Number
This information is called your Personally Identifiable Information (“PII”). It tells others about you and is considered part of your identity. Businesses are required to secure this information or risk facing statutory penalties, among other legal penalties. Stolen PII can be used by identity thieves to engage in fraudulent activity using your identity. Cornerstone is offering free credit monitoring and identity theft protection services, but November 4, 2022 is the deadline to enroll in credit monitory services. The best way to protect yourself after a data breach is to sign up for credit and identity protection services as soon as possible. California offers extra protections and legal rights to its residents through the California Consumer Privacy Act.

NOTICE: If you received a NOTICE OF DATA BREACH letter from Cornerstone National Insurance Company, contact the Arnold Law Firm at 916-777-7777 to discuss your legal options, or submit a confidential Case Evaluation form here.

Settlement - $3,767,000

Truck Accident

A 20-year-old man who had been married for just 12 days left home on his way to work. He was driving on Pleasant Grove Road in Sutter County in the early morning when he came upon a slow-moving truck. As he pulled out to pass the truck, the truck driver turned left in front of him. The young man attempted to steer back into his lane but his vehicle struck an un-flagged piece of metal extending from the back of the truck. He died in the resulting crash.

Expert witnesses brought in by the Arnold Law Firm proved that the truck, owned and operated by a hauling firm, should never have been on the highway that morning. Specifically, the rear and side turn signals did not work and the rear-view mirror was in a poor state of adjustment at the time of the collision. As a result, the driver, who had failed to properly inspect the vehicle before setting out that morning, couldn’t see the young man’s vehicle as it attempted to pass.

The poor condition of the truck, its lack of maintenance and the manner in which it was operated were found to be substantial factors in causing the collision that killed the young man. The testimony also established that the man had been making a lawful pass at the lawful speed limit and acted reasonably when he attempted to avoid the collision.

The man’s 20-year-old widow was awarded $3,767,000.77, his parents were awarded $185,131 and the family was reimbursed $11,899 in funeral expenses. Though money is a poor substitute for a young man’s life, this verdict demonstrates that drivers who endanger the lives of others will be held accountable for their actions.