After an accident, opening a claim with the at-fault party’s insurance company is usually the first step in pursuing compensation for your injuries.
However, be very careful with what you say and do to protect your best interests. Insurance companies actively seek information to use against you to reduce the value of your claim.
Below are several strategies for dealing with an insurance company following an accident. If you need help, please contact us today to schedule a free, no obligation consultation.
You will be assigned an insurance adjuster who will work your claim. It is important to remember that the adjuster is not looking out for you. He or she is an agent of the insurance company, working to protect the insurance company’s best interest, which means lowering the amount of your settlement.
Saying the wrong thing when speaking with an adjuster can have a negative impact on your claim. Your claim could be denied or devalued due to your statements to an adjuster.
Fortunately, there are things you can do to help protect the value of your claim when working with an adjuster:
When talking to a representative of the at-fault party’s insurance company, there are a few things you should not say:
There are many factors that must be considered to determine the fair value for a settlement that accounts for all your past, present and possible future expenses.
An experienced personal injury attorney can help you communicate with the insurance company and ensure your claim is valued properly. Your attorney will consider the following to determine a fair value for your claim:
If you have been injured in an accident, working with a skilled personal injury attorney may be in your best interest. Our Sacramento personal injury lawyers will work to protect your legal rights while maximizing compensation for your medical bills, lost wages, and pain and suffering. Let us deal with the insurance company on your behalf so you can focus on your recovery.
Request a free, no obligation consultation today. There are no upfront fees and payment is only due if we recover compensation for you.