How Insurers May Try to Prove You Were at Fault for a Car Accident
Car insurance companies are not on your side after an accident, no matter what you hear in TV commercials. They may try to claim you were at fault, or at least partially at fault, because of something you did or did not do before the crash.
Below, learn more about how insurance companies may try to blame you for the accident. If you have been injured in an accident, discuss this issue with one of our experienced auto accident attorneys. We may be able to represent you in your claim to fight for maximum compensation. The consultation is free, and you do not pay attorney fees unless we obtain compensation on your behalf.
Attacking Your Character
Many insurance company representatives act like your friend during the claims process to encourage you to let your guard down and potentially say something that could hurt your claim.
Later, they may become more aggressive and attack your character, particularly if your case goes to trial. Insurance adjusters may allege that you made errors that contributed to the collision, such as:
- You had been drinking if you mentioned leaving a friend’s home or restaurant before the accident.
- You were on drugs or under the influence of medication before driving.
- You failed to maintain your vehicle properly.
- You were texting, talking on the phone or distracted when the crash happened.
Asking Certain Questions
Insurance company representatives often ask certain questions that make it easy to say something damaging to your claim. It is important to be careful when talking to them, and state only factual information.
Generally, it is better to allow your attorney to handle communication with the insurance company to help protect your claim.
Some leading questions insurance company representatives may ask include:
- Why were you at that intersection so late at night?
- When did you last have your car serviced?
- Have you been in an accident before?
- Do you always come to a complete stop at stop signs?
- How long have you been driving?
Claiming You Have a Pre-Existing Condition
Insurance company representatives may also claim that you were not injured in the crash. They may blame your injuries on a pre-existing condition caused by a previous accident, workplace accident or an existing health problem like degenerative joint disease or arthritis.
However, even if you have an old injury, you may still be able to obtain compensation. You would need to prove you suffered an unrelated injury in the accident or the accident caused your existing medical issues to get worse.
Why You Should Not Sign a Medical Release
Insurance companies want to know your medical history so they can find a pre-existing injury they can use as a reason to deny your claim. They may try to sneak in a medical release form when having you complete other insurance forms.
These medical release forms may go back several years and reveal medical information that had nothing to do with the accident. This is why it is generally a good idea not to sign any medical release or talk about a past injury before discussing it with your attorney.
Call The Arnold Law Firm Today
If you were injured in a car accident and believe that the insurance company is trying to blame you for the accident, it is critical that you have qualified legal assistance in your corner.
The auto accident attorneys at the Arnold Law Firm know the tactics insurance companies may try to use to unfairly reduce your claim. If you have a case, we are prepared to fight for maximum compensation and handle all communications with the insurance company.
Call our firm today at (916) 777-7777.
Free Case Evaluation
Client Reviews
After a drunk driver hit me I wasn’t really sure what to do. A friend of mine Highly Recommended Arnold Law Firm, what a great recommendation it has been! The staff from lawyers to assistants has been nothing short of amazing. Always are calling and emailing me to update what is going on with your case. A very nerve racking thing to deal with personal injury and what comes from it. But with Arnold Law Firm you can rest knowing they are fighting for every inch for you. Need a law office? Look no further!
This firm is a joy to work with, they really care about their clients. Mr. Minney and Deena were wonderful to work with.
I am very grateful for the services I got from Arnold Law Firm! Everyone was great! Stephanie was awesome! Her dedication and perseverance were admirable! She was the person behind the success of my claim! I truly appreciate her in particular, and Arnold Law Firm staff, in general!
So far, we are very happy with Arnold Law Firm and the personal service we have received by Dominic Sandaval. We are looking forward to continuing this relationship through the remainder of our law suit.
Thank you, Gilbert and Joanne Joseph
Not just legal experts, The Arnold Law Firm and my case manager Stephanie Baffoni genuinely cares about you.
The Arnold Law Firm has a proven track record of success fighting for their clients and I am very thankful to have them supporting me during a very challenging time. What I did not expect is the level of compassion, partnership, and trust Stephanie and the team strives to achieve in what could have been a purely transactional relationship.If you want to be treated like a person, not a number, and know someone is looking out for your best interests, then look no further.