There have been many large data breaches over the last several years, exposing consumer credit card numbers, banking information, and even Social Security numbers. Despite the efforts of corporations to protect data, hackers still find ways to break through and obtain information, sometimes putting it up for sale on the dark web.
With the prevalence of online exchange and storage of information, data security incidents are likely to continue. There are two situations that tend to put the confidential information of people at risk: online purchases and employee data.
Fortunately, you can take steps to lower your risk of identity theft. Learn more below.
When you shop online, there are several precautions you can take to lower your risk of identity theft.
Unfortunately, there are limits to your ability to protect your personal information as an employee. Employee data security is the responsibility of your employer, including the security of the servers your company uses, as well as security measures on computers and mobile devices.
However, there are still measures you can take to reduce the risk of identity theft as an employee:
If you are unsure about what security measures your employer has in place, ask for clarification.
It is likely that you, or someone you know, has suffered a data breach, perhaps without realizing it. Yet 64 percent of Americans have never checked to see if their personal information may have been compromised. Our legal team recommends checking for possible data breaches regularly.
If your personal information has been compromised in a security incident, there are measures you can take to protect your identity:
Place fraud alerts on your credit reports. You can obtain a free credit report from each of the three bureaus to search for any fraudulent activities.
Check your financial accounts for fraudulent activity.
Report fraud promptly to ensure that you get your money back. If you wait, it is harder for the bank or credit card company to verify that funds were fraudulently obtained because of identity theft.
Keep a record of the actions you took after learning about a potential data breach. This includes the names of people you talked to, dates of conversations, and correspondence from credit bureaus.
Call the Arnold Law Firm at (916) 777-7777 for a free, no-obligation legal consultation. We are here to help you by answering your questions and discussing legal options.