If you are injured in an accident caused by someone else’s negligence, you may be eligible for compensation to cover the costs of your medical bills as well as other damages related to the accident.
Unfortunately, even if your claim is successful, it may take months or longer before you receive that compensation. In the meantime, doctors’ offices, hospitals and other medical providers will ask for payment for the services they provided. What can you do to keep the bill collectors at bay?
The Arnold Law Firm’s car accident lawyers in Sacramento are prepared to discuss this issue and your other legal questions in a no-cost, no-obligation consultation.
Below are some of the options you may have for paying medical bills while awaiting a settlement.
California is an at-fault state, which means the at-fault driver is responsible for the victim’s damages. However, you may be able to file a claim with your own insurance company, if you purchased first-party coverage for your policy.
If you have personal injury protection or medical payment coverage in your own policy, you may be able to file a claim through your own insurer. Through the process of subrogation, the insurance company will likely recover any costs paid out for your treatment from the liable insurance company.
While you are waiting on an injury claim to be settled, or if the insurance company is denying liability, you may be able to turn to your own health insurance coverage to help pay for any necessary medical treatment.
Just like when you use your own auto insurance, health insurers may also be able to recover what they paid out through the process of subrogation.
Another medical treatment payment option is working with medical professionals who agree to treat you without compensation for their services until your claim is settled. The doctors treat your injuries on a lien, agreeing to recover what is owed to them from a settlement or verdict. Generally, this option is only available to injury victims who are working with an attorney.
Depending on your situation, Medicaid or Medicare may be possible options for paying for medical treatment while you are waiting for your case to be settled. This would work in much the same way as using personal health insurance.
Family members or loved ones may be willing and able to help cover at least some of the costs of treatment.
You may be able to negotiate payment plans with doctors and other health care providers. However, make sure you can afford to make the monthly payments. Typically, if you miss a payment, the rest of the bill immediately becomes due.
As a last resort, you could apply for a personal loan or litigation loan. However, these loans often carry high percentage interest rates that may leave you paying twice the amount you borrowed.
Give us the opportunity to review your claim so we can assess your available options and how we may be able to help you through this process. We offer a free consultation and charge nothing up front, so there is no financial risk to you.
The Arnold Law Firm has helped injury victims recover compensation for over 40 years. We have obtained millions on behalf of our clients.
Call today for a free consultation: (916) 777-7777
I really love that law firm. They were on their job. They took care of me very well, and I highly recommend that law firm for any of your doings. I just wanna thank Josh and his crew for helping me all that they have. Done for me and my family.
Thank you to the Staff at Arnold Law Firm! This was my 3rd time using their services for different needs. Each time has been a smooth, honest and professional experience. They have provided me with guidance & consulting services to reach a positive outcome. Each time I have been pleasantly surprised! Thank you Arnold Law Firm! 🤗A very special Thank You to Sal, Dominic & Jeff! 🤗🤗🤗
They always keep me up to date on my case. I also felt it was done in a timely manner!
Arnold Law firm provided me with an amazing experience. They were super communicative and assisted me with any needs or questions that I had during my journey to recovery and through financial hardship due to my car accident. I was hit by an uninsured motorist and would have been completely overwhelmed by all of the bills, paperwork, insurance nuances, and legal action needed. Jesus Garcia was an absolute pleasure to work with and I couldn’t be happier with the results.
Met with a lawyer who is taking care of my wife's potential lawsuit. He was nice and his assistant is really on top of things.I'd recommend them if you need representation. No upfront costs and reasonable expectations when suit is settled.