In our technology-dependent world, identity theft is an ever-present risk for all of us. If you have done any online shopping, used a credit card to buy something, or have information stored in an employer database or server, you could be a victim.
If this happens to you, it is important to contact an experienced lawyer right away to determine your legal options for pursuing compensation for damages. Below, learn more about liability for identity theft, along with the types of damages you may be able to pursue if you file a claim.
The Arnold Law Firm will evaluate your identity theft claim situation at no cost to you. Learn more about how we may be able to assist you.
There are numerous examples of identity theft that happen quite frequently. Generally, most examples of identity theft fall under one of the following categories:
This means someone else used your financial accounts for their financial gain. For example, someone else may use your credit cards or bank accounts.
Identity Cloning is an extreme form of using another’s accounts. A thief takes over every aspect of your identity for his or her own financial gain. This allows the thief to commit numerous forms of identity theft, such as creating new accounts or using existing accounts.
Identity thieves often obtain personal information of others to create new bank accounts, credit card accounts, cellphone accounts and other accounts in that person’s name. Victims are often unaware, and this can allow identity thieves to steal significant funds and damage the victim’s credit score and credit report.
This refers to an identity thief using your information to obtain medical services, such as prescription drugs. One of the dangers of this form of identity theft is that the notes doctors make about the identity thief could be used to recommend treatment for the victim that could have life-threatening consequences.
Criminal identity theft is when a criminal uses fraudulent documents to pose as someone else.
Commercial identity theft is when someone uses the name of a business to fraudulently obtain credit.
While the individual perpetrator of identity theft could be held liable, others may have liability as well. Often, these other liable parties are those that have access to sensitive personal information, such as your Social Security number or bank or credit card information.
Other liable parties may include:
These entities could be liable for various forms of compensation, such as:
The California Consumer Privacy Act (“CCPA”) applies to companies that do business in California and collect personal information from California residents. The CCPA went into effect on January 1, 2020 and is considered to be one of the broadest state-level privacy laws in U.S. history. Among the rights the CCPA endows is the consumer’s right to bring an action for statutory damages if a data breach meets certain requirements:
Identity theft can be financially devastating for consumers and employees. Even if you can recover some of the funds that were obtained illegally, your credit score may be damaged, and it could take years to repair. It is important to consider possible legal options for recovering compensation and holding the perpetrators accountable.
A consultation with the attorneys at Arnold Law Firm is free and there is no obligation for you to take legal action. There is no risk in contacting us to find out what we may be able to do for you.
Learn more today. Call Arnold Law Firm at (916) 777-7777.
Wrongfully blamed: What really happened to Randy Stevens
Randy Stevens opened his eyes and saw his wife standing over him in a hospital room. He had no idea what had happened. His last memory was of standing next to his truck trailer and watching as a Security Contractor Services forklift driver struggled to load an ungainly pallet of...Learn More
Last winter, a commercial truck and trailer made an abrupt wide turn into the path of a 24-year-old motorcyclist. The resulting collision sent Justin to the hospital with a collapsed lung, multiple fractured bones and a traumatic brain injury.
Justin's mother realized that her son needed legal help. While he was still in a coma...Learn More