Every state is either an at-fault or no-fault state when it comes to financial responsibility for damages from a car accident. In fault states, the party who is responsible for causing the accident is also liable for the damages that he or she caused, up to the limits of his or her insurance policy. In no-fault insurance states, all registered car owners are required to maintain no-fault insurance policies from which they seek coverage in case of an accident, regardless if they or someone else caused the accident. California is considered a financial responsibility state, or at-fault state.
If you or a loved one was injured in a car accident in California, it is important that you contact an experienced car accident lawyer in Sacramento to learn about more about your rights and how to protect your claim for maximum compensation.
In California, at-fault drivers are legally required to pay for the damages that they cause in a collision. If you are found at fault for the crash, you will be required to compensate the victim for the damages he or she sustained. When multiple parties share liability for an accident, each driver is responsible for covering the percentage of damages for which they are responsible.
All drivers must have insurance in order to legally operate a vehicle in the state. Drivers must carry proof of insurance in their vehicle. Once involved in an accident, all drivers are also required to exchange their contact and insurance information with one another.
After an accident, you may be entitled to file a claim against the at-fault driver’s insurance for your injuries and other losses.
However, it is important to involve an attorney in your car accident case as soon as possible because insurance companies often try to minimize their payouts on claims, undermine claims by shifting the fault to the victim or engaging in other questionable tactics. A reputable lawyer can defend your claim against these tactics.
You will need to contact the at-fault party’s insurance company to provide basic information about the accident. Describe the facts of what happened in as much detail as you can. The agent may give additional instructions on filing a report. You may also turn to your own insurance’s personal injury protection to cover some of your damages.
All drivers are required to carry proof of financial responsibility with them. In most situations, this is done by purchasing insurance that meets the state’s minimum limits. This coverage is intended to compensate others who are injured because of the insured’s conduct. The minimum amounts of liability coverage in California include:
These are the mandatory minimum amounts, but many drivers choose to purchase additional insurance since these amounts may easily be exceeded. If the policy limits are exhausted, the at-fault driver is responsible for any additional damages.
There are other ways to satisfy the state’s financial responsibility laws. For example, you can do any of the following:
In order to collect compensation from the other party’s insurance company, you must prove fault. It is important that you and your attorney thoroughly investigate your claim and gather evidence that helps to establish fault, such as:
In some cases, it may be necessary to use a car accident reconstruction expert who can analyze the facts of the accident and determine its cause and contributing factors.
If you need help understanding California’s at-fault car accident laws after sustaining an injury, contact The Arnold Law Firm for legal help. There are many benefits to hiring a car accident attorney, including dealing with insurers, proving liability, and supporting your claim with evidence.
The Arnold Law Firm offers a risk-free consultation where we can review the circumstances of your case and determine the legal options available to you. Our services are provided on a contingency fee basis, so we do get paid unless you recover compensation.
Give us a call at (916) 777-7777.
I would highly recommend Arnold Law Firm, especially George Chryssafis. He did an excellent job.
Working with Jesus in Arnold Law Firm was amazing. He always gave me the best advice in every step throughout my claim and did his best to get me the best most possible outcome asap. They were very patient with me and even gave me a farewell gift bag. Highly recommend :)
Mr. Dominic Sandoval was excellent in helping us with our case. Overall we had a great experience with this company and would highly recommend it to family and friends.
If you are searching for an Excellent Law Firm that is Outstanding and will take care of your case in a Professional and timely manner then I would highly recommend Arnold and Arnold Law Firm. The entire staff and case managers are Amazing! Thank you Stephanie and Laura you two are a great asset to the team! They were kind, knowledgeable and supportive. They started on my case immediately worked very efficiently and kept me in the loop every step of the way! Thank you again Arnold and Arnold for smoothly and successfully handling my case with your Amazing Team!
I really love that law firm. They were on their job. They took care of me very well, and I highly recommend that law firm for any of your doings. I just wanna thank Josh and his crew for helping me all that they have. Done for me and my family.