When a car accident occurs, we typically think of the driver filing a claim and receiving compensation for injuries, but the driver of a vehicle is not the only one who may be harmed in an accident. Passengers can also suffer severe injuries. Passengers injured in car accidents may be entitled to compensation for medical bills, lost wages, and pain and suffering.
Auto insurance policies dedicate a portion of the coverage for claims of injured passengers. Typically, this coverage is low and may not be enough to cover your expenses.
Personal injury protection (PIP) or medical payments (MedPay) provide payments to passengers for costs, and claims may be filed with the insurance of the driver of the car you were riding in, regardless of who was at fault for the accident.
If the driver of the other car was at fault for the accident, you can file a claim against that driver’s insurance for compensation. You must prove the driver was at fault in the accident to be able to recover compensation.
The driver of a vehicle is responsible for getting passengers to the destination safely. If the driver causes an accident, passengers may file a claim with his or her insurance company for compensation of their injuries.
Another option may be to file a claim with your own insurance carrier if you have PIP or MedPay coverage. This is often used as a last resort, because filing a claim with your own insurance company can cause your rates to go up. These coverages also have limits, and there may not be enough to cover the entirety of your accident expenses.
If neither driver is insured, you may also file a claim with your own uninsured motorist coverage for compensation.
A lawyer can protect your best interests and help recover the compensation you deserve after being injured while riding in someone else’s vehicle. Your attorney will work to determine who was at fault for the accident and which insurance company to file claims against.
An experienced car accident lawyer will negotiate with the insurer to secure a fair settlement for you. If the insurance company denies your claim or does not offer a favorable settlement, he or she will help you decide if a personal injury lawsuit is a wise option for pursuing compensation of your damages.
Working with an attorney will also ensure your case is filed within California’s statute of limitations, which is a time limit that applies to filing claims after an incident.
If you were a passenger during a car accident and sustained injuries, you may be entitled to compensation for your medical bills, lost wages, and pain and suffering. The Sacramento personal injury attorneys of the Arnold Law Firm will assist you in pursuing maximum compensation for the damages you have suffered.
Request a free, no obligation consultation and see what legal options are available in your situation. When you pursue legal action with our firm, there are no upfront fees. You only owe legal fees and expenses if we recover compensation for you.