California Bad Faith Insurance Information
Individuals will often file personal injury lawsuits after an insurance company has acted in bad faith. The fraudulent deception of another person or the intentional or malicious refusal to perform some duty or contractual obligation is referred to a bad faith. California drivers pay car insurance premiums so that in the event of an accident, they will receive coverage for the damages.
However, insurance companies are in the business of making money and will often offer victims inadequate compensation for their losses. If you believe that your insurance company is acting in bad faith, contact a Sacramento auto accident lawyer to explore your legal options.
Common Bad Faith Insurance Lawsuits
Whenever an accident victim files an insurance claim, by law, the insurance company has duty to behave in good faith, regardless of the state where the accident occurred. The insurance provider should not look for loopholes to avoid its obligation to investigate the claim or pay the individual the compensation that they are entitled to.
An insurance providers failure to negotiate a settlement or its denial of coverage can result in a bad faith claim.
Some of the most common reasons that an insurance provider may be sued for bad faith include:
- Failure to disclose policy limits
- Unjustified denial of coverage
- Failure to disclose important information to the claimant
- Failure to conduct a reasonable investigation of the claim
- Failure to respond to a time-sensitive demand
- Offering significantly less money to settle the claim than the true value
- Refusal to pay the claim without a proper investigation
- Failure to enter into negotiations for the settlement of the claim
- Failure to provide a reasonable explanation for the claim denial
- Failure to attempt to come to a fair and reasonable settlement when liability is obvious
- Failure to confirm or deny coverage within a reasonable time frame.
If you believe that your insurance company committed any of the actions above after you filed a claim, you may be eligible to file a bad faith lawsuit.
To find out how our attorneys can help you with your insurance claim, fill out the contact form on the right-hand side of the page.
Contact Our Sacramento Bad Faith Attorneys Today
Did you know that in the state of California, there is a statute of limitations for bad faith claims?
We encourage you to contact our lawyers at (916) 777-7777 and to have your claim reviewed by our experienced legal team.
Our attorneys are available to represent victims of bad faith in Sacramento and the surrounding communities.
There are no upfront costs and your initial consultation is also free of charge.