Can I sue a rideshare company like Uber or Lyft if their driver injures me?

Yes, but rideshare accident claims involve unique insurance complexities. Uber and Lyft provide tiered insurance coverage depending on the driver’s status at the time of the accident:

• App off: Only the driver’s personal insurance applies
• App on, waiting for a ride request: Limited liability coverage from the rideshare company (typically $50,000/$100,000)
• En route to pick up or during a trip: Up to $1 million in liability coverage from the rideshare company

Determining which coverage applies requires establishing exactly what the driver was doing at the time of the crash. Arnold Law Firm has experience navigating these layered insurance policies.